Get it free
Filed under: Banks, tax & authorities

Is this “unusual activity on your account, verify now” bank text a scam?

Almost certainly. Banks do send fraud alerts — but they don't send you a link to “verify” your login or card details, and they don't threaten to freeze your account in an hour. The link leads to a look-alike login page that harvests your credentials.

The exhibit
EXHIBIT · FAKE LOGIN / PASSWORD GRAB
Received via: SMS EN
ALERT: unusual activity detected on your account. Verify your identity within 60 minutes to avoid a temporary freeze: secure-bank-verify.topunexpected domain — verify where it really leads
Suspicious Worth a closer look

How to verify it yourself

  • Call the bank using the number on the back of your card — never the number or link in the message.
  • Banks don't ask you to confirm full card numbers, PINs, or passwords by text.
  • A countdown to a “freeze” is manufactured urgency.
  • Log in only by typing the bank's address yourself or using its official app.

Check this message yourself

Runs entirely on your device. Nothing you paste leaves this page — which is exactly why it also works for a text on your phone.

Please don’t paste other people’s personal data. The check runs on your device — nothing you paste is stored or sent to us.

Or try a real one: